The United Arab Emirate has implemented a new basic health insurance scheme for private sector employees and domestic workers from January 1, 2025. The insurance scheme applies to the UAE’s entire workforce across the emirates.
Eligibility, Benefits & Process
- The new health insurance policy is a prerequisite for issuing or renewing residency permits for its employees. However, the mandate does not apply to employees with work permits issued before January 1, 2024 that remain valid, and will only become mandatory when their residency permits are due for renewal.
- The policy is valid for two years, and the second-year premium can be refunded if the visa is cancelled.
- The basic insurance package costs Dh320 per year, with no waiting period for workers suffering from chronic illnesses. It covers individuals aged one to 64 years, while those over this age must complete a medical disclosure form and attach recent medical reports.
- Employers can either purchase the new insurance package via the DubaiCare Network, or any other product from accredited insurance companies through various channels, including the Insurance Pool website and smart application, as well as business service centres across the country.
- Dependents from the worker’s family can access the same benefits and pricing, as specified in the insurance policy.
Erickson Insights & Analysis
Erickson Immigration Group will continue to monitor developments and share updates as more news is available. Please contact your employer or EIG attorney if you have questions about anything we’re reporting above or case-specific questions.